BudgiTrack launches on iPhone with on-device-only budgeting

By AI, Created 5:20 PM UTC, May 22, 2026, /AGP/ – Recurse Ltd. has launched Budgitrack on the App Store, an iPhone budgeting app that keeps financial data on the device and avoids bank logins, transaction syncing and third-party analytics. The launch targets users who want budgeting tools without handing over bank access or personal financial data.

Why it matters: - Budgitrack is built for users who want budgeting help without linking bank accounts or sharing transaction data. - The app keeps financial information on the phone, reducing exposure to third-party data flows and outside analytics. - The launch taps into broader privacy concerns around financial apps and bank connectivity.

What happened: - Recurse Ltd. announced the App Store launch of Budgitrack, an iPhone budgeting app. - Budgitrack is available now for iPhone devices running iOS 17.6 or later. - The app is designed around on-device-only money tracking and does not require bank logins.

The details: - Users enter income and recurring expenses manually. - Budgitrack then shows remaining disposable income, where money is going and how finances look ahead. - The app does not pull or categorize transactions from a bank account. - Budgitrack stores budget data exclusively on the device using Apple’s SwiftData framework. - The app uses Sign in with Apple for identity. - Purchases go through Apple’s StoreKit. - The first release includes no third-party analytics. - Key features include a dashboard with remaining disposable income, a category breakdown of spending and a monthly summary. - The app also offers forward projections, at-a-glance statistics, Home Screen and Lock Screen widgets, multiple budgets for personal and business finances, and optional CSV export. - Budgitrack has a free tier with no advertisements. - Premium pricing is £1.99 per month, £19.99 per year, or £29.99 for a one-time lifetime purchase. - A launch offer runs until 18 June 2026, with first-month access at £0.99 or first-year access at £14.99. - The launch discount applies automatically on the App Store and does not require a code. - iPad support and additional languages are planned for future updates. - Budgitrack is available to download at the App Store listing. - More information is available at Budgitrack’s website.

Between the lines: - Recurse Ltd. is pitching privacy as the product’s main differentiator in a market where many budgeting apps depend on bank connectivity. - The company points to Open Banking adoption of around 15 million users in 2025, which it says is still below a third of the UK adult population. - The company also cites the UK Government’s Cyber Security Breaches Survey 2025, which estimated 612,000 UK businesses identified a cyber breach or attack in the past year. - The message is that fewer external connections can mean fewer opportunities for data exposure. - Lewis Cookson, founder of Recurse Ltd. and developer of Budgitrack, said users can set up a budget in under two minutes and keep all data on their device.

What’s next: - Recurse Ltd. plans to add iPad support in future updates. - The company also plans to add additional languages later. - Budgitrack will likely be tested by whether privacy-first budgeting can compete with bank-linked apps on convenience and trust.

The bottom line: - Budgitrack is a straightforward bet that some users would rather budget manually than trade privacy for automation.